Commercial Umbrella Insurance in Des Moines IA & West Des Moines IA

For business owners, having adequate insurance is a critical part of maintaining financial security and stability. With this in mind, commercial umbrella liability insurance may provide essential coverage capable of stepping in if the limits of your company’s other insurance policies are exceeded.  

At Bishop White Insurance & Financial Services, Inc., we’re here to help your organization understand, acquire and maintain an ideal commercial umbrella liability insurance policy that can provide critical financial protection from significant losses.  

What Does Commercial Umbrella Insurance Cover? 

If your business is responsible for incidents from which other parties accrue financial losses, commercial liability insurance policies can help you provide compensation. However, in some cases, the affected parties’ losses may exceed the coverage limits of your insurance. In such cases, commercial umbrella liability coverage can help.  

When the liability coverage limits of your business’s insurance policies, including general liability, employer’s liability (e.g., workers’ compensation), errors and omissions and commercial auto, are exhausted, commercial umbrella coverage may limit out-of-pocket costs that might otherwise be devastating.  

How Much Commercial Umbrella Insurance Do I Need? 

Commercial umbrella insurance may be customized to suit your organization’s circumstances, including its needs, preferences and budget. At Bishop White Insurance & Financial Services, Inc., our knowledgeable team can work with you to analyze your business’s needs and address them with an optimal policy.  

How to Get Commercial Umbrella Coverage 

Reach out to Bishop White Insurance & Financial Services, Inc. to discuss commercial umbrella liability coverage and acquire a suitable policy. Our agents have extensive experience working with businesses in the Des Moines & West Des Moines areas and will help ensure your financial security.