Workers Compensation in Des Moines IA & West Des Moines IA

Providing Workers’ Compensation in Des Moines, IA

Employees who get hurt on the job might sustain a severe injury or even a permanent disability. If this happens, then they still need the reassurance of a flow of income. After all, if they get hurt and cannot work, then their regular pay might disappear.

With workers’ compensation insurance, someone who has experienced an occupational injury wo;; receive the financial benefits they deserve. Most states require most businesses to carry this coverage both for the help it can provide employees and the risk management it provides the business itself. Bishop White Insurance & Financial Services, Inc. can provide any business with the coverage it needs.

We cover businesses in Bishop White Insurance & Financial Services, Inc. and surrounding areas. To get your policy today, don’t hesitate to get in touch with us.

Protect Your Employees

If an employee gets hurt in the course of their duties, then responsibility for the incident falls on the employer, even if they were not negligent in the injury itself. Workers’ compensation will provide both the business and the employee with assistance in these cases.

Just a few common occupational safety hazards include:

• Slip-and-fall, burn, head injury and other hazardous risks.
• Machinery injury risks.
• Injuries from commercial vehicle accidents.
• Repetitive motion injuries.
• Toxic exposure injuries.

By filing for workers’ compensation, qualifying employees can receive:

• Paycheck replacement and income support
• Medical payments
• Death benefits (provided to the employee’s survivors if they die on the job)

Additionally, by taking workers’ compensation, an employee agrees not to sue the business for their injury in most circumstances. As a result, the business’s own liability for injuries will drop, while they will still create a managed way to help someone during their recovery.

Contact an agent to learn more about the workers’ compensation insurance our agency offers and secure your peace of mind today.