Jewelry Insurance in Des Moines IA & West Des Moines IA

If you possess cherished jewelry that holds significant monetary or sentimental value, adequately safeguarding it is essential. While homeowners and renters insurance may include coverage for many of your personal belongings, certain valuables, such as jewelry, could surpass your policy’s limits. As such, the additional coverage provided by jewelry insurance may be necessary. 

Should you be in search of jewelry insurance within the Des Moines & West Des Moines, Bishop White Insurance & Financial Services, Inc. stands ready to offer its assistance. Contact us today for a personalized quote or to learn more. 

Understanding Jewelry Insurance 

As its name suggests, jewelry insurance is a specific type of property insurance tailored to provide comprehensive coverage for various types of jewelry, such as necklaces, rings, watches, bracelets and earrings. These policies may provide financial assistance in response to various incidents, including the following: 

• Theft
• Damage
• Loss or disappearance 

It's crucial to note that jewelry insurance differs from the warranties often offered by jewelers. In many cases, jewelry insurance offers a significantly broader scope of financial protection. Ensuring accurate appraisal of your insured items may be an essential step in ensuring that your coverage is adequate, and the qualified professionals at Bishop White Insurance & Financial Services, Inc. can help you accomplish this. 

Get the Right Coverage 

The details of jewelry insurance policies may vary. For example, some may include coverage regardless of where in the world you and your jewelry may travel. It may also be possible to enjoy lower premiums by storing your jewelry in a bank vault. 

To understand your options and ensure adequate coverage, contact Bishop White Insurance & Financial Services, Inc.. Our agents have the knowledge and experience to identify your jewelry insurance needs, explore available options and procure an optimal policy. Reach out to us today for a personalized quote or to learn more.